VISA Gold and VISA Classic |
Get the comfort and convenience of a VISA Credit Card. Available in a fixed and variable rate, these cards are invaluable in emergencies and convenient when you are out on the town. VISA is easy to use. Simply scan the plastic card and sign your name. NSFFCU is proud to present VISA products without those hidden fees or high interest charges. Apply for a VISA credit card today! You can apply by sending your request via fax or email, applying in person or through our home banking service, FlexTeller!
Click here to see the special benefits you can get for FREE with an NSF FCU VISA Credit card.
Worried about your credit history? Both VISA Classic and VISA Gold are available as share-secured cards. Talk to a member service representative for details. |
|
VISA Gold |
VISA Classic |
Annual percentage rate (APR) for purchases |
7.50% |
12.90% |
Cash Advance APR |
7.50% |
12.90% |
Variable-rate information |
Your APR for purchase transactions may vary. The rate is determined quarterly by adding 1.25% to the Prime Rate. * |
Fixed Rate |
Grace period for repayment of balances for purchases |
25 days on average |
25 days on average |
Method for computing the balance for purchases |
Average daily balance (excluding new purchases) |
Average daily balance (excluding new purchases) |
Annual fee |
None |
None |
Minimum finance charge |
None |
None |
Transaction fee for purchases |
None |
None |
Transaction fee for cash advances |
None |
None |
Balance transfer fee |
None |
None |
Late payment fee |
$30 |
$30 |
Over the credit limit fee |
$15 |
$15 |
Return check fee |
$20 |
$20 |
*The Prime Rate used to determine your APR is the rate published in the Wall Street Journal on the last business day of February, May, August and November, effective the following calendar quarter. However, under no circumstances will your Annual Percentage Rate go below 7.50%.
